19 September 2023
Children are not eligible to use our services and we ask that minors (under the age of 16) do not submit any personal information to us or use our services. We do not knowingly solicit data from, or market to, persons under the age of 16. If a parent or guardian becomes aware that his or her child has provided us with information without his or her consent, he or she should contact us at email@example.com. We will delete such information from our files.
Centbee may gather and use information about you, including (but not limited to) information in the following categories:
To open a Centbee account or use the Centbee Services, you must provide your mobile phone number. Using certain profile information, we utilize third parties to extract additional information to help verify the authenticity, and any background checks required on your account. In order to purchase BSV into your Centbee account, you must provide additional personal information (which may include a copy of government-issued photo identification, and supporting address documentation) necessary to validate your identity for legally-required “Know Your Client” purposes, and to comply with our legal obligations such as anti-money laundering and anti-terrorist financing laws and regulations. We may also require other commercial and/or identification information if you send or receive certain high-value transactions or high overall payment volumes through the Centbee Services in order for us to comply with our anti-money laundering or other legal obligations.
4. INFORMATION ABOUT YOU FROM THIRD PARTIES
In order to protect our customers against potential fraud, we verify the information you provide with identity verification services, payment processors and/or credit reference and fraud agencies. In the course of such verification, we may receive personally identifiable information about you from such services. In particular, if you use a credit card or debit card with Centbee, we will use card authorization and fraud screening services to verify that your card information and address match the information you supplied to Centbee, and that the card has not been reported as lost or stolen. If you send or receive high overall payment volumes through the Centbee Services, in some circumstances we are required to conduct a background check on you by obtaining information about you from a credit reference or fraud agency. If you owe us money, we may conduct a credit check on you by obtaining additional information about you from a credit reference or fraud agency, to the extent permitted by law. Centbee, at its sole discretion, reserves the right to periodically retrieve and review a consumer credit report supplied by such credit reference or fraud agency for any account, and reserves the right to close an account based on information obtained during this credit review process.
If we cannot verify the information that you provide, we may ask you to send us additional information (such as your driving license, credit card statement and/or a recent utility bill, or other information linking you to the applicable address), or to answer additional questions online to help verify your information. If you want to change your details or you have recently moved, we will need additional documentation from you.
Because of the way Internet communication standards work, when you arrive at or leave the Centbee website, we automatically receive the web address of the site that you came from or are going to. We also collect information on which pages of our website you visit, IP addresses, the type of browser and operating system you use and the times you access our website. We use this information to try to understand our customers’ preferences better and to manage the load on our servers, so as to improve the Centbee Services.
Customer Service Correspondence: If you send us correspondence, we retain such information in the records of your account. We will also retain customer service correspondence and other correspondence from Centbee to you. We retain these records in order to keep records of our relationship, to measure and improve our customer service, and to investigate potential fraud and violations of our Terms of Service. We retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements. You may use our telephone number to contact us for support or assistance with our services. From time to time, we may contact you by telephone for support purposes. If we correspond by telephone, we will typically request certain personal information from you, such as your date of birth, address and email address, in order for us to confirm your identity.
When a Centbee user either sends a payment to, or requests a payment from, an individual who is not a registered member of Centbee, we will retain the information that the member submits to us for the benefit of the member who is attempting to contact the non-member, so that the member can see a complete record of his or her transactions, including uncompleted transactions. Although this information is retained, we will not market to the non-member in any way at any time using this information.
You may be interested in inviting your friends or contacts to join Centbee. In the event you wish to use Centbee’s referral service, you will provide contact information about these friends or contacts. This information will only be used for the purposes of automatically generating a message to these potential Centbee users. By entering your friend’s contact details you are confirming that your friend has consented to the supply of their details and that you consent to Centbee identifying you as the person who has made the referral in the invitation sent to your friend and including your name and details in such invitation. You may request to remove this third-party information by emailing us at firstname.lastname@example.org.
Our primary purpose in collecting information is to provide you with a safe, smooth, efficient, and customized experience.
Internal Uses: We collect, store and process your personal information on servers located in various jurisdictions where Centbee facilities are located. Centbee collects and uses, or has third party service providers acting on Centbee’s behalf collecting and using, personal data relating to you, as permitted or necessary for the following purposes:
When registering with Centbee, we create a BSV address for you, and store that address on our servers. Such addresses and all transactions on them are intrinsically public-domain, and by processing BSV transactions on these addresses you consent to that information becoming public. Centbee will never disclose your cryptographic keys or PIN associated with those addresses.
Disclosure to Third Parties: Other Than Centbee Users Centbee will not sell or rent any of your personal information to third parties for their marketing purposes, and will only disclose this information in the limited circumstances and for the purposes described in this Policy. In certain situations, Centbee may be required to disclose personal data in response to lawful requests by public authorities, including meeting national security or law enforcement requirements. Specifically, you consent to and direct Centbee (and third party service providers acting strictly on Centbee’s behalf) to do any and all of the following:
Disclose information including, without limitation, transaction information, account information, personal information and the contents of communications to: the police; security forces; competent governmental, intergovernmental or supranational bodies; competent agencies (other than tax related authorities), departments, regulatory authorities, self-regulatory authorities or organizations; and other third parties that we in good faith believe it is appropriate for us to cooperate with in investigations of fraud or other illegal activity or potential illegal activity, or to conduct investigations of violations of our Terms of Service (including without limitation, your funding source or credit or debit card provider). If you provide false or inaccurate information and fraud is identified, we may pass details to fraud prevention agencies and law enforcement agencies may access and use that information. We and other organizations may also access and use this information (including information from other countries) to prevent fraud and money laundering. ;
Centbee uses its own cookies for a variety of purposes, including to:
Centbee is committed to handling your customer information with high standards of information security. We use computer safeguards such as firewalls and data encryption, we enforce physical access controls to our buildings and files, and we authorize access to personal information only for those employees who require it to fulfil their job responsibilities. Centbee will take appropriate organizational and technical measures to protect the personal data and traffic data provided to it or collected by it with due observance of the applicable obligations and exceptions under the relevant legislation. We encrypt all transmission of information using secure socket layer technology (SSL). Your personal and traffic data can only be accessed by authorized employees of Centbee or its affiliates, subsidiaries or service providers who need to have access to this data in order to be able to fulfil their given duties. The security of your Centbee account also relies on your protection of your Centbee PIN. Do not share your Centbee PIN with anyone. Centbee representatives will never ask you for your PIN, so any email or other communication requesting your PIN should be treated as unauthorised and suspicious and forwarded to email@example.com. If you do share your Centbee PIN with a third party for any reason, including because the third party has promised to provide you additional services such as account aggregation, the third party will have access to your account and your personal information, and you may be responsible for actions taken using your PIN. If you believe someone else has obtained access to your PIN, please change it immediately by logging in to your account and changing your PIN and also contact us right away as described below.
You can review the personal information you provided us and make any desired changes or deletions to such information, or to the settings for your Centbee account, at any time by logging in to your account on the Centbee website and changing your preferences or by contacting our support help@Centbee.com. Upon request, Centbee will provide you with information about whether we hold any of your personal information. You have a right to ask for a copy of your information and to ask us to correct any inaccuracies in your personal information or delete your personal information. A fee may be charged depending on the work required to obtain and provide the requested access. We will respond to your request within a reasonable time frame. If you choose to close your Centbee account, you will need to contact Centbee to request this closure. We will mark your account in our database as “Closed,” but will keep your account information in our database for as long as reasonably necessary to comply with our legal and regulatory requirements. This is necessary in order to deter fraud, by ensuring that persons who try to commit fraud will not be able to avoid detection simply by closing their account and opening a new account. However, if you close your account, your personally identifiable information will not be used by us for any further purposes, nor sold or shared with third parties, except as necessary to prevent fraud and assist law enforcement, or as required by law. If you wish to subscribe to our newsletter(s) or marketing communications we will use your name and email address to send communication to you. You may choose to stop receiving our newsletter or marketing emails by following the unsubscribe instructions included in these emails, accessing the email preferences in your account settings page or you can contact us at help@Centbee.com.
You can contact us by email: firstname.lastname@example.org.